How to Register for Self-Employed EI Special Benefits
As a self-employed individual, you may be eligible to access EI special benefits (such as maternity, parental, sickness, compassionate care, and caregiving benefits) — but only if you register in advance with Service Canada.
Here’s what you need to know:
Who Should Register
You should register for Self-Employed EI Special Benefits if:
You are self-employed and do not pay into regular EI through an employer.
You want to access EI maternity, parental, sickness, or caregiving benefits in the future.
You earn income from a sole proprietorship, partnership, or incorporated business where you control more than 40% of the voting shares.
You do not already receive EI through other employment or you want coverage for self-employed work only.
📝 Important: You must register at least 12 months before you can claim any special benefits.
Types of EI Special Benefits for Self-Employed Individuals
If registered, you may qualify for:
Maternity Benefits – up to 15 weeks
Parental Benefits – up to 40 weeks (shared)
Sickness Benefits – up to 15 weeks
Compassionate Care Benefits – up to 26 weeks
Family Caregiver Benefits – up to 35 weeks for children or 15 weeks for adults
How to Register (Step-by-Step)
Hello, World!
Create a My Service Canada Account (MSCA)
Visit My Service Canada Account to sign in or register.Register for the Self-Employed EI Program
Within your MSCA, navigate to Employment Insurance (EI) > Self-Employed Registration.Enter Your Personal and Business Details
Provide information such as your SIN, business income, and the nature of your self-employment.Review and Confirm Your Commitment
Once registered, you’ll be required to start paying EI premiums based on your self-employment income for the year.
2025 EI Premium Rates (Self-Employed)
EI premium rate: 1.66% of your self-employment income
Maximum annual contribution: approx. $1,049.12
Premiums are calculated when you file your personal tax return. Once enrolled, you cannot opt out unless you have never claimed EI benefits.
What You Need to Keep in Mind
Register at least one year before needing the benefits.
You must report your self-employed income each year for accurate EI contribution calculation.
You can still qualify even if you operate through a corporation, as long as you're a majority shareholder and not covered by employer-paid EI.
Need Help?
EO CPA is happy to guide you through the process or answer any questions about whether registration makes sense for your personal or business situation. Let us know if you'd like us to walk you through the setup or coordinate it on your behalf!
